Rough Day for Olive & Insurance Issues

Below are the latest updates from Lynette. They need our prayers just as much now as they did days ago.

Dear friends and family,

Each day we feel like Jesus has given us just enough strength to get through the day...today is a day where I feel like I'm on the verge of breaking down with each new piece of news the doctors give us.

We arrived this morning to the hospital to find out that after a chest x-ray last night they found infiltrates in Olive's lungs, and they diagnosed her with pneumonia. She has also lost her bowel sounds and has been having quite a bit of gastric residual in her stomach so they have stopped giving her colostrum until her little digestive system starts up again.

Her WBC count has increased...most likely due to the infection in her lungs.

This morning we started making phone calls to our insurance company (Talent Trust Insurance) which is under Aetna and got a return phone call that they have looked over her information and talked on the phone with our neonatologist and brain surgeon. The insurance company thinks we need to move Olive to a private hospital in Bangkok ASAP, and both doctors agree that she is stable enough and would recommend this as well. They would pay for her to be flown with a medical team to this top children's hospital.

However, they are telling us that the cap for coverage for newborn care is 10,000 US dollars...which is RIDICULOUS. That will barely cover her for three days down there at this other hospital. We have been on the phone with insurance ALL day so far and Rusty is finally talking to the top supervisors who know all about our situation and will make a decision if she will be fully covered or not around 4 this afternoon. Our medivac team is on hold until we find out if she will be covered by insurance and if they tell us she is covered she will be transfered most likely tomorrow. If she is not covered we will be staying here at our current hospital.

We are at the end of ourselves today...I'm so worried about the infections in her little body...and then to add the stress of a transfer...and an imminent surgery. Everything feels out of our own control. We are waiting for an answer and praying for peace to surround us in the midst of this chaos and worry. We know Jesus has a plan...it has just been a day where trusting that plan feels more difficult. No matter the outcome we will continue to serve Him...the one who entrusted Olive to us as a gift.

Thank-you for your prayers.

Love,

Lynette

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Dear friends and family,

I just got off the phone with Rusty. Insurance will only pay for the medivac team and not more than 10,000 US dollars above that. For now we will be staying at Chiang Rai Regional Hospital and looking into options. Feeling in shock about this insurance coverage. Can't even wrap my mind around the person who wrote that policy.

Love,

Lynette